CTC से इन-हैंड सैलरी कैलकुलेटर
CTC से इन-हैंड सैलरी कैलकुलेट करें। PF, प्रोफेशनल टैक्स और इनकम टैक्स शामिल।
उपयोग कैसे करें
- Enter your total annual CTC (Cost to Company) as mentioned in your offer letter.
- Enter your annual bonus if it is part of your CTC package.
- Click Calculate to see your monthly gross salary, deductions, and in-hand salary.
फॉर्मूला
Gross Salary = CTC − Employer PF − Employer ESIC (if applicable)
Employee PF = 12% of Basic Salary (capped at ₹1,800/month)
Professional Tax = ₹200/month (varies by state)
In-Hand = Gross Salary − Employee PF − Professional Tax − Income Tax
उदाहरण गणना
Example: ₹12,00,000 CTC (₹1,00,000 bonus included)
| Component | Amount (Monthly) |
|---|---|
| Gross Monthly Salary | ₹91,667 |
| PF Deduction | ₹1,800 |
| Professional Tax | ₹200 |
| Income Tax (estimated) | ₹4,500 |
| Monthly In-Hand | ≈ ₹85,167 |
अक्सर पूछे जाने वाले प्रश्न
CTC = Basic + HRA + Special Allowance + PF (employer) + Gratuity + Bonus + Other benefits (insurance, food coupons, etc.). Not all components are in your monthly salary.
CTC includes employer contributions (PF, gratuity) that you don't receive monthly. Deductions (employee PF, income tax, professional tax) further reduce your take-home.
Yes, many companies include gratuity in CTC. However, gratuity is only paid after 5 years of service. It is 15/26 × Basic × Years of Service.
HRA (House Rent Allowance) is typically 40–50% of Basic salary. Part of it is tax-exempt under Section 10(13A) if you pay rent. Our HRA calculator can calculate the exact exemption.
Under both old and new tax regimes, salaried employees get a standard deduction of ₹75,000 (increased in Budget 2024).